The very first step in the home buying process is to talk with a bank or lender about your mortgage financing options. They can help to determine if your credit is good enough to purchase, how much house you can afford, what your payments will look like and what type of loan programs and incentives you qualify for. Once the lender gets you pre-approved, you will receive a written pre-approval letter which shows sellers that you are a serious and capable buyer. This is extremely helpful when negotiating the purchase a home since pre-approved buyers typically beat out others who aren't pre-approved yet.
If you would like for us to have a mortgage professional contact you, simply fill out the form below and they will touch base within 24 hours.